The rules changed hard in 2024-2025: Spain ended its golden visa in April 2025, and Portugal dropped the real-estate route. Set your budget and goal to see which programmes actually still match in 2026 — and which to stop chasing.
Primary goal
4 programmes match your criteria
Portugal
For people with stable passive income (~€870/mo + ~€10,440 in savings). No large investment needed. Path to citizenship in ~5 years.
Cheapest residency route. You can still buy a home — it just isn't the qualifying mechanism.
Greece
€250k still buys residency in lower-demand areas via conversion/restoration of commercial-to-residential or listed buildings.
The €250k tier now only applies to specific property types/areas.
Hungary
Relaunched route — ~€250k into a qualifying real-estate fund grants a long-term (up to 10-year) residence permit.
Direct property purchase was deferred; the fund route is the live one.
Greece
€400k property threshold for most of the country outside the top-demand zones.
Türkiye
~$400k (≈€370k) property held 3 years grants citizenship — the fastest property-to-passport route. Strict valuation rules since Jan 2026.
Value must match the SPK appraisal and tapu exactly; 451 citizenships were revoked for valuation fraud. Budget $430-450k liquidity.
Doesn't lead to residency.
Greece
€800k threshold in Athens, Thessaloniki, Mykonos, Santorini and islands over 3,100 residents. One property, min 120 m².
Needs €800k — above your budget.
Portugal
€500k into qualifying funds (or job creation). The real-estate route was removed in October 2023 and is no longer available.
Property purchases no longer qualify for the Portuguese golden visa.
Needs €500k — above your budget.
Spain
ENDED 3 April 2025. Spain abolished its residency-by-property-investment route entirely.
No longer available. Consider Spain's non-lucrative or digital-nomad visa instead — neither requires property.
Reviewed May 2026. Residency-by-investment rules change quarterly and several programmes are under EU pressure. Treat this as a starting filter, not legal certainty — confirm current thresholds with an immigration lawyer before committing capital.
A visa-qualifying purchase is still a property purchase. Run the address through Outpost for fair-price, legal flags and the true all-in cost before you commit.
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