Spain ITP Calculator
ITP (Impuesto sobre Transmisiones Patrimoniales) varies dramatically by autonomous community. Madrid 6%, Catalonia 10-11%, Andalucía 7%. New-build uses IVA + AJD instead.
Inputs
Property type
Madrid: 6% flat. Reduced to 4% for under-30s and large families.
Result
Effective tax rate: 6.38%
ITP for resale properties: rates are set by each autonomous community and revised annually in regional budgets. The figures above reflect the general regime in 2026 — many regions offer reduced rates for primary residence, under-35 buyers, large families, and disability.
New-build (IVA + AJD): instead of ITP, you pay 10% IVA (national VAT, reduced to 4% for public housing) + AJD (Actos Jurídicos Documentados, regional stamp duty 0.5-2%). The rates here assume 1.5% AJD — most common.
Not included: annual IBI (0.4-1.1% of cadastral value), annual IRNR imputed-income tax for non-residents, plusvalía municipal on disposal, and legal fees (~1% typical). The full Outpost dossier covers these and Patrimonio (wealth tax) where applicable.
Indicative calculation. Final liability is what the regional Hacienda assesses. Outpost does not provide tax advice.
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