Coste real de comprar · GR

Coste de comprar propiedad en Grecia

Greece has one of the lowest transfer taxes in Europe — just 3.09% on resale property, with VAT on new-builds suspended through 2026. But notary, legal and agent fees add up, so budget roughly 7–10% all-in. Here is the full one-off breakdown plus the annual ENFIA.

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Estimación total

≈ 7–10% of price (all-in one-off, incl. fees)

Costes de compra únicos

Transfer tax
3.09%
On the assessed value of resale property. New-build 24% VAT remains suspended through 2026, so 3.09% generally applies.
Notary fees
0.8–1%
Executes the deed; regulated scale plus VAT.
Legal fees
1–2%
Lawyer runs title checks at the land registry / cadastre (Κτηματολόγιο) — essential, title quality varies.
Agent fees
~2% + VAT
Typically paid by the buyer in Greece.
Land registry / cadastre
0.5%
Registration of the deed.

Costes anuales de propiedad

ENFIA (property tax)
0.1–0.5%
Annual, on taxable value; discounts for insured homes.
Rental income tax (if let)
15–45%
Progressive on long-term rental income.
Fiscal representative (non-EU)
varies
Required for non-EU non-residents for tax correspondence.
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Preguntas frecuentes

How much does it cost to buy property in Greece?

Transfer tax is low at just 3.09% on resale property, but notary, legal, agent and registry fees push the all-in cost to roughly 7–10% of the price. New-build VAT (24%) remains suspended through 2026, so 3.09% generally applies in practice.

Is there VAT on new property in Greece?

Technically new-builds with a post-2006 permit are subject to 24% VAT, but VAT on new construction has been suspended through 2026, so the 3.09% transfer tax applies instead in almost all cases. Confirm the current status at the time of purchase.

What is ENFIA?

ENFIA is Greece's annual property tax, running roughly 0.1–0.5% of the taxable value, with discounts available for insured homes. It is the main recurring cost of owning Greek property.

Las cifras son estimaciones de 2026 dadas como rangos; los tipos regionales y las circunstancias personales varían. Usa la calculadora para una cifra exacta y confirma con un profesional local antes de comprometerte.