Wahre Kaufkosten · GB

Kosten beim Immobilienkauf in Großbritannien

In England and Northern Ireland the dominant cost is Stamp Duty Land Tax (SDLT) — and for a non-resident buying an additional home, surcharges can add roughly 7 percentage points on every band. The transaction fees themselves are modest, but the SDLT stack and leasehold charges are where the real money is. Here is the full picture.

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Gesamtschätzung

SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k

Einmalige Kaufkosten

Stamp Duty (SDLT) — base
0–12%
Progressive by band on the purchase price (England & NI; Scotland/Wales differ).
Non-resident surcharge
+2%
If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.
Additional-dwelling surcharge
+5%
Since 31 Oct 2024, if you already own any property anywhere in the world.
Conveyancing (solicitor)
£1,500–3,000
Plus VAT; handles contracts and completion.
Searches + Land Registry
£500–1,500
Local authority searches and registration of title.

Laufende Kosten des Eigentums

Council tax
£1,000–4,000+
Annual, banded by property value and local authority.
Ground rent + service charge (leasehold)
varies
Most London flats are leasehold; service charges can run to thousands/year.
ATED (company-held over £500k)
high
Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.
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Häufige Fragen

How much stamp duty does a foreigner pay in the UK?

On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.

What other costs come with buying in the UK?

Conveyancing (£1,500–3,000 + VAT), local searches and Land Registry (£500–1,500), and a survey. If the property is leasehold — as most London flats are — budget for ground rent and annual service charges, and check the remaining lease term.

Should I buy UK property through a company?

Usually no for a home. A company buying a dwelling over £500,000 pays a 17% flat SDLT rate and the annual ATED charge, which runs into tens of thousands. Personal ownership is normally far cheaper for individual buyers.

Die Zahlen sind Schätzungen für 2026 als Spannen; regionale Sätze und persönliche Umstände variieren. Nutzen Sie den Rechner für eine preisgenaue Zahl und bestätigen Sie sie vor dem Kauf mit einem lokalen Fachmann.