Gerçek alım maliyeti · ES
İspanya'de mülk alma maliyeti
The headline price is only part of the story in Spain. Budget roughly 10–14% on top of the purchase price for a resale, driven mostly by the regional transfer tax (ITP), which varies sharply by autonomous community. New-builds swap ITP for 10% IVA plus stamp duty. Here is the full breakdown, plus the recurring costs you carry every year you own.
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≈ 10–14% of price (resale, all-in one-off)
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How much are buying costs in Spain on top of the price?
For a resale, budget roughly 10–14% of the purchase price all-in: regional ITP transfer tax (6–11%) is the bulk, plus notary, registry and legal fees of about 2–3% combined. New-builds pay 10% IVA plus ~1–1.5% AJD instead of ITP.
Is it cheaper to buy a new-build or a resale in Spain?
It depends on the region. New-builds carry 10% IVA + ~1.5% AJD (≈11.5%), while resale ITP ranges from ~6% (Madrid) to ~11% (Catalonia/Valencia). In low-ITP regions resale is cheaper on tax; in high-ITP regions a new-build can be comparable.
What annual costs come with a Spanish property?
Annual IBI (0.4–1.1% of cadastral value), non-resident income tax on imputed income (19% EU / 24% non-EU), plus community fees and the basura waste tax. Owners who rent are taxed on the rent (19% net for EU, 24% gross for non-EU).